NICK SEMAR
Completing college was a great accomplishment for Nick Semar, but it had an unwanted side effect—shortly after graduation, he was no longer eligible to stay on his parents’ health insurance policy. Nick’s jobs did not provide medical coverage, leaving him uninsured for over six months during the summer and fall of 2006. Nick had to deal with a brief illness during that time, but was lucky to be in good health overall. His father Jim Semar, an NAHU agent, recommended he reach out to an insurance company to gain coverage, but the quotes Nick received were alarmingly high. Due to his father’s expertise, Jim helped Nick go back to the company and negotiate a deal that was both reasonable and provided adequate coverage. “The process of getting health insurance was overwhelming at first,” Nick said. “But I was a lot more comfortable with my father’s help, since he knew how to navigate the system.”Healthy Access
There is not a single answer
to the problems of the uninsured and rising health care costs. A multifaceted approach will be required because the American population is very diverse and no one solution will fit the needs of all of our citizens. However, any attempt to provide Americans with access to health coverage should preserve the private health insurance market. Other countries have experimented with government-run health care systems, and this has resulted in high-cost, lower quality rationed care. Implementation of the initiatives set forth in Healthy Access will result in comprehensive reforms, making health insurance coverage affordable and accessible to everyone without destroying a system that works extremely well for the vast majority of consumers. Learn more about Healthy Access
Role of the Professonal Agent
Every day, NAHU members
work to obtain insurance for clients who are struggling to balance their desire to purchase high-quality and comprehensive health coverage with the reality of rapidly escalating medical care costs. One of NAHU's primary goals is to do everything we can to promote access to affordable health insurance coverage. NAHU members help millions of consumers by guiding them through the complexities of health insurance purchasing and enrollment while ensuring they get the best policy at the most affordable price. We seek to understand each personal situation to create recommendations that complement a client's financial and medical security needs. But our job does not end with the sale. Our licensed producers help their clients with claims issues, service questions and compliance matters throughout the life of each policy they sell.
Role of the Professional Agent Brochure (PDF)