MARY LAUGHLIN
When Mary Laughlin’s husband retired a few years early, their health insurance coverage was thrown into disarray. Although Mary was able to stay covered through a COBRA plan offered by her husband’s former employer, the coverage was only guaranteed for a few years. At the end of that period in the fall of 2006, she had two options to gain coverage: purchase benefits through the same company for a price beyond her financial means or find another solution. Searching for answers, Mary was introduced to Scott Ingalls, an NAHU agent, who had helped her brother find affordable coverage. Scott worked with Mary to find several coverage options that would fit her needs, even after she was determined ineligible for the initial plan they found. Since Mary has always been healthy, she chose a plan with a high deductible and a low premium that cost her $400 less than if she had purchased benefits from her husband’s former employer. “When we got to the end of the COBRA, I didn’t know what we were going to do,” Mary said. “Thanks to Scott we were able to find a great plan at an affordable price."Healthy Access
There is not a single answer
to the problems of the uninsured and rising health care costs. A multifaceted approach will be required because the American population is very diverse and no one solution will fit the needs of all of our citizens. However, any attempt to provide Americans with access to health coverage should preserve the private health insurance market. Other countries have experimented with government-run health care systems, and this has resulted in high-cost, lower quality rationed care. Implementation of the initiatives set forth in Healthy Access will result in comprehensive reforms, making health insurance coverage affordable and accessible to everyone without destroying a system that works extremely well for the vast majority of consumers. Learn more about Healthy Access
Role of the Professonal Agent
Every day, NAHU members
work to obtain insurance for clients who are struggling to balance their desire to purchase high-quality and comprehensive health coverage with the reality of rapidly escalating medical care costs. One of NAHU's primary goals is to do everything we can to promote access to affordable health insurance coverage. NAHU members help millions of consumers by guiding them through the complexities of health insurance purchasing and enrollment while ensuring they get the best policy at the most affordable price. We seek to understand each personal situation to create recommendations that complement a client's financial and medical security needs. But our job does not end with the sale. Our licensed producers help their clients with claims issues, service questions and compliance matters throughout the life of each policy they sell.
Role of the Professional Agent Brochure (PDF)